Insurance

Factors Which Help You To Decide How Much Insurance You Require

Factors to help you decide how much insurance you require?

With the changing times, just taking health insurance is not sufficient, choosing the right one is. Advancement of technologies and medical facilities are skyrocketing & different insurance policies provide with lucrative policies. which makes it crucial to choose the one policy that fits you the best. Here are a few factors that need to be kept in mind. While you [...]

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10 Christmas money saving tips

10 Christmas money saving tips: a way to avoid a money hangover in the New Year 2019 With Christmas being an expensive time for all of us. Rajeev Sakhuja – CEO & MD of Paar Tax & Investment Consultants.  shares ten Christmas money saving tips, to induce your finances not off course for the New Year 2019. As we have a [...]

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Review-Your-Life-Insurance-Policy.

When Should You Review Your Life Insurance Policy?

Buying life insurance gives you peace of mind. Knowing that your family will be financially protected if something unfortunate happened to you. But your policy isn’t a “set it and forget it” product. It’s not something you are thinking about on a regular basis, so it can be easy to forget. Out of sight, out of mind, right? After purchasing [...]

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best-Term-Insurance-Plan-in-India-

How to choose the best Term Insurance Plan in India

Life is full of uncertain events which come all of a sudden. In such uncertainties, a life insurance or Term Insurance plan can act as a cushion for your family's financial security. Such a plan will act as the income replacement for your family members. However, when it comes to making the final decision of purchasing a term plan; Most [...]

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health-insurance-premium

How to save tax on health insurance premium

The initial phase of financial planning is to ensure that one has satisfactory medical coverage. Every individual must get sufficient health insurance coverage for self and family even before starting to save for his objectives. In addition, the premium paid for Health Insurance coverage likewise gives a tax benefit. It will decrease your taxable salary and along these lines your [...]

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Sub-limits in a health insurance policy and their importance

Sub-limits in a health insurance policy and their importance

Buying a health insurance may be easy but selecting a plan that meets your needs is not that easy. There are various features such as day care procedures, waiting period, co-payment, deductibles and cashless cover that form the basis on which you can compare health insurance plans. However, one of the major key deciding factors is the sub-limit. A sub-limit [...]

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6 Things do not cover by your Health Insurance Policy

6 Things do not cover by your Health Insurance Policy

When we buy Health Insurance, sometimes it becomes difficult for us to understand the complex terms and conditions of the policy. Despite increasing awareness about sub-limits, pre-existing diseases, and other exclusions, the policies claim denial or reduced payouts continue to shock. To ensure uniformity, the IRDAI (Insurance Regulatory and Development Authority of India) has set up a committee to [...]

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Best tips to Save Money on your General Insurance Premium

Best tips to Save Money on your General Insurance Premium

When we talk about General Insurance, it's all about the Insurance products such as Health Insurance, Motor Insurance, Travel Insurance and Personal Accident Insurance etc. The domain of Insurance coverage is divided into two categories - Life Insurance and General Insurance. Life Insurance products don't come under General Insurance. There is a short-term period contract between the insurer and [...]

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Understand traditional and non-traditional Life Insurance investment plans

Understand traditional and non-traditional Life Insurance investment plans

Traditional insurance policies are of two types — participating and non-participating. Participating policies: Before starting investment, a smart investor needs to understand the pros and cons of the plan therefore traditional & Non-traditional Life Insurance Plans come with their pros and cons. Traditional policies are a low-risk investment product. These policies mostly invested in bonds. In the Traditional plan, customers get [...]

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