Investment Archives - PTIC INDIA

21 Aug

Mutual Fund investment planning through your post retirement income

In India, old age, retirement, and pension are terms that are used almost interchangeably. Hence, it should not come as a surprise that for retirement planning, the conveniently named pension plans offered by insurance companies are hot favorites. In fact, most retirement planners choose these products simply on the basis of their limited understanding of how these products work. The truth is mutual funds have historically outperformed pension plans in the long term. And retirement is a long-term savings [...]

By admin Investment, Mutual Fund, Retirement, Retirement Planning investment, mutual fund, ptic, ptic india, retirement planning 0 Comments

19 Aug

7 Reasons ELSS are Better Than Other Tax Saving Investments

The introduction or rather reintroduction of long-term capital gains taxes on equity mutual funds including ELSS(equity-linked savings schemes) has made some novice investors a bit jittery. A lot has already been written and said about long-term equity gains taxes on equity schemes. In short, considering the potentially high returns, Rs. 1 lakh annual gains taxation threshold. And the grandfathering of returns till 31st January 2018, equity schemes still hold the edge over competing investments. This also holds true for ELSS funds that investors [...]

By admin ELSS, Investment, Tax elss, investment, ptic, tax saving investments 0 Comments

14 Aug

6 steps towards your financial freedom

Our 72nd Independence Day is now behind us! It has been nearly three-quarters of a century since our country has been free from the British Empire. We are free to live our lives the way we want to, within the confines of legal jurisdictions, of course. We can make our own decisions and choose our own paths. We are also free to use the resources of our country for our own good. Yes, Independence Day is a day we [...]

By admin Financial Freedom, Fund, Insurance, Investment financial freedom, financial plan, insurance, investment, ptic, ptic india 0 Comments

14 Aug

This Independence Day take a step towards your financial freedom

For parents, there was a time when grown-ups and working sons were synonymous with both financial freedom and security. But with changing times and new social structures, that concept of financial security has become almost non-existent, at least in most of urban India. Other than raising their children, parents themselves have to think about their post-retirement financial security. And with the demand and popularity for such approaches increasing, there are financial planners and advisors who are there to help. Here is [...]

By admin Financial Freedom, Fund, Investment financial freedom, financial plan, fund, investment, ptic, ptic india 0 Comments

10 Aug

How you can stop your investment from slipping into insurance unclaimed funds

Recently, PTI reported that as much as Rs 15,167 crore of policyholders’ money was lying unclaimed with 23 life insurers as on March 31, 2018. Out of this, Life Insurance Corporation (LIC) has Rs 10,509 crore as unclaimed funds, while the remaining Rs 4,657.45 crore is with the 22 private sector insurers. Key reasons for rising unclaimed amount with these insurance companies 1. Failure in filing claims The biggest reason for a large number of unclaimed funds lying with the insurer is [...]

By admin Health Insurance, Insurance, Investment, Life Insurance, Term Insurance insurance, Insurance Claim, investment, ptic, ptic india 0 Comments

07 Aug

Simple tips to choose the right tax-saving ELSS fund

Equity-Linked Savings Scheme (ELSS) are multi-cap equity investment fund. They have a lock-in period of three years. ELSS provide you tax advantages along with wealth creation opportunities. You can claim a tax exemption of up to Rs 1.5 lakh on ELSS funds under Section 80C of the Income Tax Act. There are numerous ELSS funds available for consideration in the market. Selecting the appropriate one for investing is becoming overwhelming at times. Usually, investors choose the fund which gives the [...]

By admin ELSS, equity fund, Investment elss, Equity Fund, investment, ptic, ptic india 0 Comments

24 Jul

In the volatile market what is driving the Mutual Fund SIPs inflow

Mutual Fund SIPs (Systematic Investment Plan) is known as the systematic way of creating wealth in the long run. Nowadays SIP is in the news. Because of the rise of SIP accounts in the first quarter of Financial Year 2019 despite the volatile market. According to the report of the Association of Mutual Fund in India (AMFI), in April-June of Financial Year 2019, we collected 58 percent higher amount through SIP than the same period last year. And Mutual Fund [...]

By admin Investment, Mutual Fund, SIP AMFI, investment, mutual fund, ptic, ptic india, sip 0 Comments

23 Jul

How to pick Balance Scheme Funds after recategorization of Mutual Fund

The Security and Exchange Board of India’s (Sebi’s) recategorization of mutual fund rule has come into force. Now all balanced funds will known as Hybrid Funds. Through Hybrid Scheme, we can invest in both equity and debt assets (such as stocks & bonds), in different ratio. This rule not only created the different category of Hybrid Funds but also standardized the allocation of these schemes. To the large extent, it will not change the fundamental qualities of the schemes. So [...]

By admin Investment, Mutual Fund, Mutual Fund Schemes Balanced Fund, Hybrid Fund, mutual fund, ptic india 0 Comments

16 Jul

5 ways to invest your money when you got an appraisal

Many companies have finished their annual employee appraisal process. Based upon your overall performance, the company give you a hike in your annual income. You must use this additional money in a good manner. Don’t let your money sit idle in your bank account or waste in other expenses. If the money is invested in a good way, it can give you good returns and help to secure your future financially. So as a wise investor, you would not [...]

By admin Financial Tasks, Insurance, Investment, Mutual Fund, SIP, Systematic Investment Plan insurance, investment, mutual funds, ptic, ptic india, sip, Systematic Investment Plan 0 Comments

04 Jul

BIG OR SMALL INVESTMENT, SIP WORKS FOR YOU

Mutual Fund Investment is the most preferred way to create wealth in India. You can invest big or small through the option of Systematic Investment Plan (SIP) to build a healthy corpus. In the last few years, Mutual Fund industry is witnessing a phenomenal growth of SIP-based investments. It can attribute to the sheer simplicity of investment avenue. SIP provides a systematic way of investment on a regular interval in mutual funds. The most systematic way is to invest on [...]

By admin Investment, SIP, Systematic Investment Plan investment, ptic, ptic india, sip, Systematic Investment Plan 0 Comments