Mutual Fund

New-Fund-Offer-

All about New Fund Offer & why to invest in NFOs?

NFO or New Fund Offer is the initial period in the launch of a mutual fund scheme. An NFO period can run from a few days to a few weeks. Applying for mutual fund units during this period will get you units at the NFO price (usually Rs 10 or Rs 100). You will also be invested in the mutual fund from day one. An open-ended fund will officially be launched after the NFO ends. Investors can enter the fund [...]

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Mutual Funds

7 different types of Mutual Funds in India you should know about

Are you a first-time investor or looking for an investment in Mutual Funds? In Mutual Funds investment, you need to understand the different types and features of Mutual Funds. MF can be classified on the basis of their characteristics. Here is a list of different type of Mutual Funds in India: 1. Money Market or Liquid Funds: Money Market Funds are a safer investment option for short-term. These funds give you easy liquidity and moderate return in a short period of [...]

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Difference between open-ended and closed-ended Mutual Funds Schemes

Difference between open-ended and closed-ended Mutual Funds Schemes

Mutual funds are classified according to various attributes, such as the nature of the Investment, Risk Profile, and Investment philosophy. Apart from these, the funds differentiated on the basis of their structure—Open-ended and Closed-ended. The difference between the two depends on the flexibility of sale and purchase of fund units. Open-ended MF Schemes: These funds buy and sell units on a continuous basis and, hence, allow investors to enter and exit as per their convenience. The units can be purchased and [...]

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5 parameters to check while you buy mutual fund schemes

5 parameters to check while you buy mutual fund schemes

When it comes to choosing the best Mutual Fund scheme, many investors find it difficult to compare between two MF schemes. On the basis of your objective, you can choose the best Mutual Fund Scheme. If you are taking the help of a Financial Advisor, always check your portfolio on a regular basis, so that you are aware of where your money is invested? In which scheme the fund manager has invested your money (such as Debt Schemes, Equity [...]

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How NRIs can invest in mutual funds in India

How NRIs can invest in mutual funds in India

Most Indians migrate abroad in search of better opportunities. Unsurprisingly, many harbor the dream of coming back one day. A majority has dependents in their home country. In such scenarios, making investments in India is inevitable. But according to Foreign Exchange Management Act, NRIs (Non-resident Indians) can invest in Indian mutual fund scheme. A mutual fund in your home country can give you a diversified portfolio with the desired mix of debt and equity securities. Even if you are risk-averse and want a [...]

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WHAT ARE MUTUAL FUNDS AND NET ASSET VALUE?

WHAT ARE MUTUAL FUNDS AND NET ASSET VALUE?

When considering investments, people often are skeptical about Mutual Funds simply because they feel it is complicated to understand and manage. Keeping aside the jargon when simply put, it is a pool of funds put together by like-minded investors. And whatever the sum of their contributions are managed by professional fund managers, who keep up with the markets and use their skills to invest in various financial instruments. Now, these investors have a common financial goal. On the basis of their [...]

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5 points to consider before choosing a Mutual Fund Advisor

5 points to consider before choosing a Mutual Fund Advisor

The popularity of Mutual Fund Assets among investors is growing to new highs. Many new investors are committing investments to meet their long-term goals. Since it is impossible for some investors to track their investment report. Many of them take the help of a Mutual Fund Advisor. The investors look for an advisor who can help them to manage their investment. So, here are 5 important points to consider before choosing a Mutual Fund Advisor: Qualifications and experience of the Advisor: Using [...]

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NAV work as a performance indicator for your Mutual Fund Investment

When purchasing a commodity, we all ask for two simple things to decide the worthiness of the money we pay in for our investments. And that is product quotation and performance. Mutual funds are no different. Mutual funds in a layman’s language are organized and regulated by SEBI under SEBI (Mutual Funds) Regulations, 1996. Wherein a group of people collectively invest their money in securities. Mutual Funds allow its investors a diversified investment of funds or a pool of professionally [...]

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Mutual Fund investment planning through your post retirement income

Mutual Fund investment planning through your post retirement income

In India, old age, retirement, and pension are terms that are used almost interchangeably. Hence, it should not come as a surprise that for retirement planning, the conveniently named pension plans offered by insurance companies are hot favorites. In fact, most retirement planners choose these products simply on the basis of their limited understanding of how these products work. The truth is mutual funds have historically outperformed pension plans in the long term. And retirement is a long-term savings [...]

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Fixed deposit interest rates hiked but debt mutual funds still better

Fixed deposit interest rates hiked but debt mutual funds still better

Interest rates are on the rise. SBI and HDFC Bank have hiked interest rates for fixed deposits below Rs 1 crore. HDFC Bank is offering 7% for deposits below Rs 1 crore for tenures from 1 year to 5 years. The biggest beneficiaries will be senior citizens. Besides the 0.5% higher interest, this year’s budget has also exempted interest income of up to Rs 50,000. General investors, however, may not gain so much. Income from fixed deposits is fully taxable. In [...]

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