Tag - mutual fund

Mutual Fund investment planning through your post retirement income

Mutual Fund investment planning through your post retirement income

In India, old age, retirement, and pension are terms that are used almost interchangeably. Hence, it should not come as a surprise that for retirement planning, the conveniently named pension plans offered by insurance companies are hot favorites. In fact, most retirement planners choose these products simply on the basis of their limited understanding of how these products work. The truth is mutual funds have historically outperformed pension plans in the long term. And retirement is a long-term savings [...]

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Four factors to consider before stopping Mutual Fund SIP

Four factors to consider before stopping Mutual Fund SIP

Mutual Fund SIP (Systematic Investment Plan) is a long-term investment for your financial goals. SIP works on the concept of rupee cost averaging and the power of compounding. In Rupee Cost Averaging, we invest a fixed amount in equity funds through SIP. When the market price of the share is low, we bought more units. And when the market price is high we bought lesser units. In power of compounding, it works over a long period of time. We [...]

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How are Close-ended Mutual Funds emerging as a good investment option?

How are Close-ended Mutual Funds emerging as a good investment option

In India, Mutual Fund investors are increasing day by day. They are looking MF investment as a viable source of income for a comfortable lifestyle without worry of inflation. Mutual Funds gives you a better return and help you to increase your wealth. And it also helps you to diversify your investment portfolio. Mutual Fund attracting the investor’s attention because of the power of compounding and rupee cost averaging. One of the reasons for increasing interest in Mutual Fund investment [...]

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In the volatile market what is driving the Mutual Fund SIPs inflow

In the volatile market what is driving the Mutual Fund SIPs inflow

Mutual Fund SIPs (Systematic Investment Plan) is known as the systematic way of creating wealth in the long run. Nowadays SIP is in the news. Because of the rise of SIP accounts in the first quarter of Financial Year 2019 despite the volatile market. According to the report of the Association of Mutual Fund in India (AMFI), in April-June of Financial Year 2019, we collected 58 percent higher amount through SIP than the same period last year. And Mutual Fund [...]

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How to pick Balance Scheme Funds after recategorization of Mutual Fund

How to pick Balance Scheme Funds after recategorization of Mutual Fund

The Security and Exchange Board of India’s (Sebi’s) recategorization of mutual fund rule has come into force. Now all balanced funds will known as Hybrid Funds. Through Hybrid Scheme, we can invest in both equity and debt assets (such as stocks & bonds), in different ratio.  This rule not only created the different category of Hybrid Funds but also standardized the allocation of these schemes. To the large extent, it will not change the fundamental qualities of the schemes. So [...]

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Should you switch from smallcap or midcaps to large-cap schemes?

Should you switch from smallcap or midcaps to large-cap schemes?

In the recent stock market correction, the sharp fall has seen in the midcap and smallcap schemes. And suddenly many investors are in love with large-cap mutual fund schemes. Many investors are looking for a switch from midcap or smallcap schemes to large-cap schemes. However, mutual fund advisors are asking investors to refrain from investment decision based on the recent stock market trend. According to Rajeev Sakhuja, MD & CEO, PTIC INDIA – Financial Planner in Delhi,”Whenever there is a [...]

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HOW TO PICK A RIGHT MUTUAL FUND SCHEME FOR YOU?

HOW TO PICK A RIGHT MUTUAL FUND SCHEME FOR YOU?

In financial planning, Mutual Fund investment play a major role. Before investing in the best Mutual Fund in India, first, you should consider the pros and cons of the available resources. With so much at stake, what should an investor look for in a mutual fund? This handy 10 points guide will help you on how to pick a right Mutual Fund scheme for you. Self-assess: An investment should be planned as per your needs in future. An investor should consider [...]

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Importance of Financial Planning for Indian Youth

Importance of Financial Planning for Indian Youth

After completing studies, you shouldn’t take your financial future for granted. In fact, you should look for the right financial step even when you are still in college. When it comes to income, with the improving prospects and growing economy, there is no lack of opportunities for the youth. Indian youth is earning and spending a lot. It is surely a great time for them. But you should start thinking about your financial future as a college student, along [...]

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Plan your retirement by investing in mutual funds

PLAN YOUR RETIREMENT BY INVESTING IN MUTUAL FUNDS

Plan your retirement by investing in Mutual Funds through PTIC INDIA – Financial Planner in Delhi. At some point of time, we all consider what after retirement or pension. Despite the fact that in the youthful years of working, we might take it lightly. Yet conditions of life do put over the question in front of us and get us worried. Our ways of life presently require a secure tomorrow when the flow of income will see a gradual [...]

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How SIP works in mutual fund investment and its benefits

How SIP works in mutual fund investment and its benefits

Krishna Kumar, an IT software professional just stepped into Gurgaon for his first job. He has plans to go in for higher studies after 3 to 5 years and bear the expenses from his salary. Krishna decided to invest his savings. He has always seen his father investing in fixed deposits and PPF (Public Provident Fund). But considering high inflation he chose to meet a financial advisor (as PTIC INDIA – Financial Planner in Delhi). After meeting the Advisor, Krishna [...]

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