Term Insurance

Term Insurance

What is Term Insurance ?

Term Insurance is most basic of insurance policy, which is a part of Life Insurance. As the word, ‘Term’ means a fixed or limited period. This policy provides coverage for a certain period of time. Term Insurance Policy provides protection for accidental death and injuries for a defined period of time. If you have a Term Insurance Policy and die within the term, your beneficiaries will receive the payout. The policy has no other value.

Term Insurance is the most reasonable or relevant form of Life Insurance that provides full financial coverage for a specified interval of time. The Term Insurance Policy become worthless when you or your beneficiary don’t make any claim during the defined term of the policy.

Prices rise in accordance with increasing risks and advancing age. Term Life Insurance is easier to understand and cost less than Whole Life Insurance.

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