10 Most Important Things You Should Know About Car Insurance
Everyone loves their cars, you value and cherish them too much in your lives. Of course, because you bought it after too much handwork and investment.
So even the slightest damage to it hurts you a lot and forbid if you meet an accident so will you be able to save your car?
Car insurance or motor insurance does not only protect your vehicle from damage but also helps you in meeting the unexpected damages on time.
Once you take
car insurance the other things like paying the premium follows this depends on the price of the car, the type of coverage that you are opting for so on and so forth.
Therefore, these ten tips of insurance
policy will help you choose the best car insurance for your vehicle.
With High Deductibles Pay Low Premiums.
All car insurance company decide their prices on the estimated amount that they will be liable to pay to you in case of any mishappening.
However, if you decide to raise your personal deductibles that is decreasing the amount that you will claim from the company then there might be a possibility that they decrease your premiums. This particular option is not recommended at all.
It Is Possible To Transfer Your No Claim Bonus (NCB)
In case you have changed your car and upgraded to a new one then you can surely transfer your NCB to the new car. The same is the case if you have shifted to a new insurer then too you can transfer your NCB to them without much of a hassle.
Know About Your Zero Depreciation Cover
As the name suggests this is a type of coverage that pays for all the damage caused to your car. You need not pay anything from your own pocket at all.
However, the premium of this is much higher than that of the regular car insurance. But all the effort and hard work are worth it.
Now Get Accessories Insured Too
Well, yes you heard that right all the accessories fitted in your car can be insured and claimed after the damage. We all really fix the best accessories in our cars and we won't really want them to go away from an accident.
This type of cover does require a little higher premium but this is for sure the best and the safest option to go for while choosing car insurance.
Get Your Engine Ensured Too
Not only do the car insurance companies cover the expense of outer damage but also provide you with an option to get your engine insured. Many times due to accidents there is a possibility that you might hamper the engine of your car so now get that insured and save yourself from the heavy bills.
Confused about choosing the best insurance for your car? Well, take advice from the experts at PTIC who provide their customers with proper one to one sessions and explain every small detail that is there to know. This makes sure you choose only the best for your car or vehicle.
Look For Break Downs And Lost Key Assistance Too
As amazing as it sounds. Car
insurances not only help you in times of accidents but they might as well cover the breakdowns and other small details.
For example, you have lost your keys and can't find them anywhere then your car insurance might come in work and you can get another duplicate for your car.
This might as well cover the tubes and the tire changes that are required frequently in your car. It is a very interesting and safe option to look for while choosing insurance.
Think Twice Before Going For A Dealer Insurance
What happens mostly is that we are too excited to get in our new cars that we don't take a good look at our paperwork and just go with the insurance that the car company is providing us with.
Well, that's not totally wise try to do your research beforehand and say a no to dealer insurances try to opt for the one that gives you good benefits.
Don’t Let Your Policy Lapse
Having a motor insurance policy is very essential because car companies don't like owners who are irresponsible towards their vehicles and don't stay concerned for them.
Therefore, don't let your car insurance policy to lapse as this might as well cause you another hefty policy.
Try Bundling Up Your Insurance
If you have a big family and lots of vehicles in your family then you should definitely spend more on the insurance of these vehicles.
As trouble can knock on your door anytime so having a good insurance policy as a backup won't be a bad idea try to spend a good amount on your insurance policies.
Insurance May Vary From One Company To Another
Not all insurance companies are the same all of them may vary from one other in different ways. Some provide you with benefits you aren't even aware of.
The same way their prices will vary to that means that if you opt for wrong car insurance then you might actually end up overpaying.
Opting for something that gives you all the benefits at reasonable prices might be a really difficult task. So don't worry and visit the nearest PTIC to know about the best car insurance policy at really reasonable prices and secure your vehicle and give it a longer life. We at PTIC believe in your comfort and convince. Serving happy customers with our loyalty and beneficial services.
