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Financial Planning is much more than Money

Financial Planning is much more than Money

Traditional financial planning is all about calculation and money. You look at how much you earn and what are your expenses. You figured out the amount you will require later on to fulfill your needs and keep up the desired lifestyle....
Why are ELSS funds still better than ULIPs despite new LTCG tax?

Why are ELSS funds still better than ULIPs despite new LTCG tax?

In the budget of 2018, LTCG (Long-Term Capital Gains) Tax was re-introduced on stocks, shares and share-oriented products. Ever since the LTCG tax was announced, Ulips (Unit-Linked Insurance Plans)  have come into the spotlight. This is because returns from ELSS became taxable after the budget...
Comparison between ELSS Funds and Public Provident Fund

Comparison between ELSS Funds and Public Provident Fund

If you are looking to make some investments to save tax, then you would have most certainly come across Section 80C of the Income Tax Act. This section offers a tax deduction for investments made in certain financial instruments like <a href="https://pticindia.com/elss/" ...
What is this buzz about term insurance

What is this buzz about term insurance?

What is this buzz about term insurance? In India, most people either familiar with Life Insurance or insured with various policies in their name. All through this range of interest for insurance, Term Insurance plan is popular among them. Providing a low-cost track...
How to buy a Health Insurance that fulfill your needs in FY 19

How to buy a Health Insurance that fulfill your needs in FY 19

How to buy a Health Insurance that fulfill your needs in FY 19 At the beginning of Financial Year 2019, we have seen the allocation of new financial approaches in our lives. Today we will put light on the best way to take after while buying...
Do you need health insurance in your 20s

Do you need health insurance in your 20s?

Do you need health insurance in your 20s? Here I am telling you a story about Rohan, who started working in a firm ten months ago. Rohan loved the money related security his job offered. He could travel, eat, fun and hang out with friends with...
All you need to know about Long Term Capital Gain (LTCG) Tax

All you need to know about Long Term Capital Gain Tax

What is long-term capital gains (LTCG) tax? LTCG is a tax paid on profit generated by an asset such as shares, equity, real estate or share-oriented products held for a particular time-period. The meaning of Long-term Capital Gains, or LTCG, is diverse for different items. Why is LTCG...
SEBI plans to lower extra costs charged by mutual funds

SEBI plans to lower extra costs charged by mutual funds

Security and Exchange Board of India (SEBI) is thinking about to reduce the extra costs charged by mutual funds on 15 basis points. This move of SEBI is aimed to expand penetration of such products among investors. The officials said that the...