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ELSS vs PPF 2025

ELSS or PPF? Which is Better for Tax-Saving in 2025?

ELSS vs PPF 2025 is one of the hottest tax-saving debates this year. Both are top contenders under Section 80C of the Income Tax Act, but they cater to very different financial goals. While ELSS (Equity Linked Savings Scheme) offers market-linked returns, PPF (Public...
monthly budget

How to Create a Monthly Budget That Actually Works

Managing money doesn’t have to be complicated. In fact, creating a monthly budget that actually works is one of the most powerful steps you can take toward financial freedom. Whether you’re just starting your career, running a household, or saving for a major goal,...
investment for salaried professionals,

Smart Investment Strategies for Salaried Professionals in 2025

Smart investment strategies for salaried professionals are more important in 2025 than ever before. With inflation rising and financial goals becoming more complex, simply saving money is not enough. To build wealth, reduce taxes, and achieve long-term financial security, salaried individuals need to follow well-planned...
Term vs Whole Life Insurance India

Life Insurance: Term vs. Whole Life Policies Explained | PTIC INDIA

In today’s uncertain world, protecting your loved ones financially is more important than ever. Life insurance is one of the most powerful tools to ensure your family’s well-being in the event of your passing. But with so many policy options available, one common question often...
Tax filing 2025

Tax Filing Made Easy: Tips for the 2025 Financial Year

Filing your income tax return (ITR) might seem complex, but with the right approach and timely preparation, it can be quick, smooth, and stress-free. As the 2025 financial year progresses, it's important to stay updated on the latest tax rules, deductions, and digital tools that...
Stock Market

Understanding the Stock Market: Basics for New Investors

The stock market can seem overwhelming to beginners — charts, numbers, financial jargon, and rapid fluctuations can intimidate even the most eager learners. But the truth is, with the right knowledge and guidance, anyone can start investing confidently. At PTIC India, we simplify financial concepts...
health insurance

Health Insurance: Why It’s Essential for Financial Security

In today’s fast-paced world, health risks are rising while medical costs continue to soar. An unexpected illness or medical emergency can disrupt your savings, burden your family, and derail your financial goals. That’s where health insurance steps in — not just as a protective shield...
ELSS vs. PPF

ELSS vs. PPF: Choosing the Right Tax-Saving Investment

When it comes to saving taxes while growing your wealth, choosing the right financial instrument is crucial. Among the most popular options under Section 80C of the Income Tax Act are Equity Linked Savings Scheme (ELSS) and Public Provident Fund (PPF). Both offer tax...
Child Investment Plans

Child Investment Plans: Secure Your Kid’s Future with Smart Financial Decisions

Child Investment Plans: Secure Your Kid’s Future with Smart Financial Decisions Every parent dreams of providing the best for their child—be it quality education, overseas studies, or a secure future. With rising inflation and education costs, early investment becomes not just wise, but essential. Choosing the...