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Financial Planning

ELSS vs PPF 2025

ELSS or PPF? Which is Better for Tax-Saving in 2025?

ELSS vs PPF 2025 is one of the hottest tax-saving debates this year. Both are top contenders under Section 80C of the Income Tax Act, but they cater to very different financial goals. While ELSS (Equity Linked Savings Scheme) offers market-linked returns, PPF (Public...

The Importance of Early Financial Planning in Your 20s

Your 20s are often seen as a decade of discovery, freedom, and growth. While career building, travel, and lifestyle experiences may take center stage, one essential area that should not be overlooked is financial planning. The earlier you start managing your money wisely, the more...
Term Insurance

The Role of Term Insurance in Financial Planning

Financial planning is not just about investing and wealth creation—it’s also about securing your family’s future. One of the most essential components of a strong financial plan is Term Insurance. It provides financial security to your loved ones in case of an unfortunate event,...
Start Your Investment Journey Early

Why You Should Start Your Investment Journey Early?

Investing early is one of the most effective ways to build long-term wealth and achieve financial independence. Whether you are a young professional or just starting your career, making informed investment decisions today can set you on the path to financial security. PTIC India...
Personalized Investment Plans

How PTIC India Provides Personalized Investment Plans for You

Investing can be overwhelming, especially with the numerous options available in the market. PTIC India understands that every investor has unique financial goals, risk tolerance, and time horizons. That’s why we specialize in creating personalized investment plans tailored to your specific needs, ensuring financial...
Investment Mistakes

Common Investment Mistakes and How to Avoid Them

Investing is one of the most effective ways to build wealth and achieve financial goals. However, many investors make mistakes that can cost them significant returns. Understanding these common pitfalls and knowing how to avoid them can help you make smarter investment decisions. 1. Lack of...
Asset Allocation

The Role of Asset Allocation in Building a Strong Investment Portfolio

Asset allocation is a fundamental strategy for building a strong investment portfolio. By diversifying investments across various asset classes, investors can balance risk and reward while working towards their financial goals. Whether you are a seasoned investor or just starting, understanding asset allocation can help...
financial planning

4 Golden rules of financial planning

These financial principles explained below will never be altered or become useless. If you want to protect your finances from the effects of uncertainty, follow their advice. 1- Have a strategy, and be rich This is one virtue that may be able to neutralize the effects of various...

What are the Financial mistakes that every woman should avoid?

Even in this independent India, the women of the country are still totally dependant on the male member of the family be it father, spouse or son. Even now the Indian women need to learn how to manage their finances independently. This is primarily required...