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National Pension Scheme (NPS)

monthly budget

How to Create a Monthly Budget That Actually Works

Managing money doesn’t have to be complicated. In fact, creating a monthly budget that actually works is one of the most powerful steps you can take toward financial freedom. Whether you’re just starting your career, running a household, or saving for a major goal,...
investment for salaried professionals,

Smart Investment Strategies for Salaried Professionals in 2025

Smart investment strategies for salaried professionals are more important in 2025 than ever before. With inflation rising and financial goals becoming more complex, simply saving money is not enough. To build wealth, reduce taxes, and achieve long-term financial security, salaried individuals need to follow well-planned...

The Importance of Early Financial Planning in Your 20s

Your 20s are often seen as a decade of discovery, freedom, and growth. While career building, travel, and lifestyle experiences may take center stage, one essential area that should not be overlooked is financial planning. The earlier you start managing your money wisely, the more...
national pension system

National Pension System (NPS): A Comprehensive Guide

The National Pension System (NPS) is a government-backed retirement savings scheme aimed at providing financial security to individuals post-retirement. Initially launched for government employees in 2004, the scheme was later extended to all citizens in 2009. NPS encourages a disciplined savings approach, helping subscribers accumulate...
National Pension System (NPS)

Understanding the National Pension System (NPS): A Guide by PTIC India

The National Pension System (NPS) is a government-sponsored retirement savings scheme in India designed to provide financial security to Indian citizens in their retirement years. With the increasing costs of living and medical expenses, planning for retirement has become crucial. At PTIC India, we help...