Child Future Planning
Every parent dreams of giving their child the best opportunities in life—be it world-class education, a secure future, or a memorable wedding. However, rising inflation, increasing educational expenses, and life’s uncertainties can make these dreams financially challenging. That’s why PTIC India’s Child Future Planning service helps you take proactive steps to safeguard your child’s future. Through structured financial strategies, we empower you to build a strong foundation for your child’s milestones—without compromising your financial stability or peace of mind.Every parent dreams of giving their child the best opportunities in life—be it world-class education, a secure future, or a memorable wedding. However, rising inflation, increasing educational expenses, and life’s uncertainties can make these dreams financially challenging. That’s why PTIC India’s Child Future Planning service helps you take proactive steps to safeguard your child’s future. Through structured financial strategies, we empower you to build a strong foundation for your child’s milestones—without compromising your financial stability or peace of mind.
Secure Their Tomorrow, Today
Child Future Planning is a targeted financial strategy focused on preparing for your child’s key life stages—from school to higher education, and even marriage. It involves choosing suitable investment and insurance options that align with your goals and financial capacity.
At PTIC India, we understand that your child’s needs are unique. That’s why we help you define realistic goals and timelines—be it funding college education, starting a business, or building an inheritance—and design a plan that grows with your child.
Our strategies include a balanced mix of equity for long-term growth, debt instruments for stability, and insurance for protection. We also consider inflation, market risks, and taxation, ensuring that your savings remain on track and future-ready.
With PTIC India, you don’t just invest—you invest with purpose, backed by expert guidance, regular monitoring, and access to best-in-class financial tools. We make sure your child never has to compromise on their dreams due to financial constraints.
Key Benefits of Child Future Planning
Financial Security for Your Child’s Milestones
With structured child investment plans, you build a disciplined habit of saving toward future needs. You won’t have to dip into your retirement corpus or take costly loans at the last minute.
Customization and Flexibility
PTIC India helps you choose from a variety of plans that match your risk appetite, investment horizon, and budget
Beat Inflation
Education costs are rising at 10–12% annually. Investing in market-linked instruments like SIPs and child mutual funds helps you outpace inflation over time
Tax Efficiency
Investments in schemes like ELSS, ULIPs, and PPFs under child planning qualify for deductions under Section 80C, reducing your tax burden while you save.
Emergency Protection
Plans often come bundled with life insurance so your child’s future remains secure, even in your absence.
Why Choose PTIC India for Child Future Planning ?
Giving your child a head start in life begins with smart financial planning. At PTIC India, our Child Future Planning service helps you build a secure financial roadmap that supports your child’s education, healthcare, and future milestones—no matter what life throws your way.
We start by understanding your vision for your child’s future—whether it’s education in India or abroad, wedding planning, or setting up a business. Based on these aspirations and your savings ability, we build a personalized investment strategy that combines the right mix of instruments such as child-focused mutual funds, ULIPs, fixed deposits, PPFs, and government schemes like Sukanya Samriddhi Yojana.
Our approach ensures that each goal is time-bound and measurable. For instance, we plan for college tuition to be ready by age 18 or marriage corpus by age 25. Our portfolio experts balance risk and return using a diversified approach, offering inflation-protected, tax-efficient solutions.
We go a step further by conducting regular portfolio reviews, so your plan stays relevant despite changing market conditions or life situations. With PTIC India, you don’t just save—you build a legacy of opportunity for your child.
Backed by over 27 years of trust, ₹2000+ crores in assets under management, and 7500+ happy families, PTIC India is your partner in creating a financially secure future for your child—with the care and attention you’d expect from family.
